I just had to jump on the bandwagon. Applied for membership, not and instant approval for me. I had EX locked and it gave me a 24/48 hour review notice for the app. I have since unlocked EX. I didn't get a hit on the other bureaus yet either. We will see what they pull for me in California.
After membership (if approved) I will apply for that darn card.
I was trying to not get another account, but this was too tempting with the number of EX pulls Globetrotter83 already had showing. I will post what happens next.
I boarded the train as well but went pending with 24-48 notice. I thawed EX before applying and so far no HP. I'm in Ohio. I had EQ and TU on ice though. Probably should have thawed those as well before applying. Will update when results received.
(Formerly known as: Credit is my hobby (2M)/TCL objective)
Applied for Membership, and got the 24-48 hour notice also.
We shall wait and see!
Membership was a no go. Will receive a letter with details. No HP.
Hello all,
I think I know what the issue may be. I applied for another membership/application with another credit union which was immediately denied (membership). The adverse notice was available online and stated Chex Systems shows a consumer fraud alert. I don't recall placing a consumer fraud alert on my file and even I did, I would think they would contact me to see if it was my applying. I went to Chex Systems to review my file (you can request one online or mail). Report has all my information and who has viewed my file but shows no adverse information. I'm at a loss on this one but will do some more research on this, as I've had no negative history with any bank/credit union since 2003 (If BK on credit cards count).
