That's unfortunate. It's best to research before applying. Some CUs do have a geo-fence.
@M_Smart007 wrote:
@Anonymous wrote:Well I saw on someone's post the other day where they were loving RBFCU. I looked into it and decided to apply. It accepted online the fact that I live in TN and not TX and I was not military. Took my money to open savings and checking accounts and said my accounts were in review. Thought no biggie. I answered questions about my credit etc online. Received an email today asking me to call to verify info so I did only to be told I was not eligible because I did not live in TX. What's the point in having the info to fill out asking for my address and then verifying that I am out of your area if you are not going to use that info.
Sorry OP, That can be very frustrating. As I have had it happen a few times. If I am not 100% sure, I usually call first now.
Does calling help generally? Their website last I checked is clear and I know there's several of us over time that tried it and found out it was geofenced. If I do move back to central TX though I'm going to be walking that utility bill down to one of their branches though haha.
@creditfan wrote:regardless where you live, you're in if you work for emloyers selected groups, and/or if you have any relative is a member
True but the employer list they have isn't exactly global companies (or even big domestic ones), and given people historically haven't moved around a whole lot, it's pretty much tied to being in their geographical area.