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Sorry to be dense, but can you just clarify membership? I'm only interested in a savings account. Am I able to just join, or do I need to make a donation somewhere? I do not qualify under any of the stuff listed under "Become a Member". Thanks a lot.









@recoveringfrombk7 wrote:Sorry to be dense, but can you just clarify membership? I'm only interested in a savings account. Am I able to just join, or do I need to make a donation somewhere? I do not qualify under any of the stuff listed under "Become a Member". Thanks a lot.
https://www.landtrustnal.org/
That's what I believe people were suggesting and what I did, with the sustaining membership option and $5 donation. They asked for membership proof, but all I got was an email confirming the details- nothing else. So I'm not sure if that's actually good enough or not, but the other memberships don't seem like they do anything other than that.
Mean while, while I was able to log in via the mobile app and it state there was issues pulling up account information earlier, now it says my account is on hold. Feeling like the early BECU love some experienced here. ![]()
@Red1Blue wrote:
@M_Smart007 wrote:@Anonymous, I also got a very rude lady when I opened the RK card,
Monday, I am going to call and ask for a supervisor.
They all are working for low wages and probably from home due to the Covid. I would say Thank you for the help and let it go.
Guessing the first lady I spoke to was. Second and more polite lady I dealt with when I called in to make sure they received my emails made a comment like: "I believe she's in today, let me go make sure and find out" - which sounded like they were in a branch or something.
@Anonymous
Mine was on hold to at the beginning.
Once their fraud department checks over everything, you should be fine.
Trust me, it is nothing like BECU.😆
Been there, done that!
@Gmood1 wrote:@Anonymous
Mine was on hold to at the beginning.
Once their fraud department checks over everything, you should be fine.
Trust me, it is nothing like BECU.😆
Been there, done that!
Gotcha! ![]()
@Anonymous wrote:
@recoveringfrombk7 wrote:Sorry to be dense, but can you just clarify membership? I'm only interested in a savings account. Am I able to just join, or do I need to make a donation somewhere? I do not qualify under any of the stuff listed under "Become a Member". Thanks a lot.
https://www.landtrustnal.org/
That's what I believe people were suggesting and what I did, with the sustaining membership option and $5 donation. They asked for membership proof, but all I got was an email confirming the details- nothing else. So I'm not sure if that's actually good enough or not, but the other memberships don't seem like they do anything other than that.
Mean while, while I was able to log in via the mobile app and it state there was issues pulling up account information earlier, now it says my account is on hold. Feeling like the early BECU love some experienced here.
Thanks very much. I think I'll go for them in a few months.









I apped for membership and Brighter Day savings on Wednesday and was approved over the weekend. I didn't go the Rural King route as there are no Rural King's near me and I don't want any more new credit lines showing up until I get my US Bank Cash+.
They asked me to thaw EX and Chex and to supply a big list of documents. They DID NOT hard pull EX, so not sure why they wanted it thawed.
Funded Brighter Day with $1k from my Citi DC and it coded as clothing and shoes! 
DP's:
I've joined several credit unions this year (dates are in my Siggy)
No baddies on Chex unless you count too many inquiries
Don't think they pulled EX at all (I only get notifications for HP's), but Fico8 was 785
@Gmood1 wrote:@Anonymous
Mine was on hold to at the beginning.
Once their fraud department checks over everything, you should be fine.
Trust me, it is nothing like BECU.😆
Been there, done that!
Ugghhhhhhhh![]()
@Gmood1 wrote:@Anonymous
Mine was on hold to at the beginning.
Once their fraud department checks over everything, you should be fine.
Trust me, it is nothing like BECU.😆
Been there, done that!
Starting to disagree with this. Coming up on 4 weeks and my account is still on hold, after initially being ok. I've called multiple times each week since. Been told...
I've now emailed them front/back of my DL and SS to 2 different email addresses. 1 of which I got a confirmation back and the other, they go from stating they received to they never received it. What a bunch of knuckle heads. Glad I only did an initial $100 transfer opposed to the $1000+ I was thinking. Really not looking promising/worth the hassle to continue this little dance with them.