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If I get few HP within coiple of weeks, while shopping for PL, will they be somehow merge into one HP on my credit report, like they do that in cases for shopping for auto loan or mortgage loan?
@Anonymous wrote:If I get few HP within coiple of weeks, while shopping for PL, will they be somehow merge into one HP on my credit report, like they do that in cases for shopping for auto loan or mortgage loan?
I don't beleive they combine HPs for personal loans like they do for car or home loans. But must major personal loan sites will quote you a rate & terms with a soft pull, they only HP when you accept the quote & apply. I had a Prosper loan a couple years ago and that's how it worked for me.
And welcome to MYFico Forums!
Thank you for the info.