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Surprise In The Mail From Wells Fargo!

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lhcole77
Valued Contributor

Surprise In The Mail From Wells Fargo!

When I went to check the mail I found an unexpected ~ $200 check from Wells Fargo.

 

Apparently my credit monitoring/identity theft protection subscription from 2012 was wrapped into the huge settlement WF made with the government.

 

I actually really liked the service. They used CreditXpert and it was a non FICO score that was closest to any FICO score I have ever had/seen. I think the product was very similar to the rapid rescore product I've heard is used during mortgage apps. The score was always +/- 3pts compared to FICO. And much cheaper toooooo!

 

What a nice 8-year-later surprise!

 

 

Message 1 of 8
7 REPLIES 7
Credit4Growth
Senior Contributor

Re: Surprise In The Mail From Wells Fargo!

Happy congrats.. I think it is time I go and check my mail too!

Message 2 of 8
M_Smart007
Legendary Contributor

Re: Surprise In The Mail From Wells Fargo!


@lhcole77 wrote:

When I went to check the mail I found an unexpected ~ $200 check from Wells Fargo.

 

Apparently my credit monitoring/identity theft protection subscription from 2012 was wrapped into the huge settlement WF made with the government.

 

I actually really liked the service. They used CreditXpert and it was a non FICO score that was closest to any FICO score I have ever had/seen. I think the product was very similar to the rapid rescore product I've heard is used during mortgage apps. The score was always +/- 3pts compared to FICO. And much cheaper toooooo!

 

What a nice 8-year-later surprise!

 

 


Cograts, I would want interestSmiley Indifferent

Message 3 of 8
AllZero
Mega Contributor

Re: Surprise In The Mail From Wells Fargo!

Congratulations on your check!
Message 4 of 8
lhcole77
Valued Contributor

Re: Surprise In The Mail From Wells Fargo!


@M_Smart007 

 

Cograts, I would want interestSmiley Indifferent

It included interest and opportunity cost was factored in as well 🤓

Message 5 of 8
M_Smart007
Legendary Contributor

Re: Surprise In The Mail From Wells Fargo!


@lhcole77 wrote:

@M_Smart007 

 

Cograts, I would want interestSmiley Indifferent

It included interest and opportunity cost was factored in as well 🤓


Wow @lhcole77 , That is Awesome!!!.

I once was refunded "Credit card protection" from Synchrony., as I had never signed up for it.

Four years worth, but they did not give me a penny of interest.

Guess I should be glad that I got anything back.

Message 6 of 8
importxpresions
Regular Contributor

Re: Surprise In The Mail From Wells Fargo!

Like finding money in a pocket! Love surprise money

Current:




Mortgage applications waiting for market to calm down
Message 7 of 8
lhcole77
Valued Contributor

Re: Surprise In The Mail From Wells Fargo!


@importxpresions wrote:
Like finding money in a pocket! Love surprise money

Me too! I've been known to find some decent 💰 when I clean or do laundry. 

cha-ching baybay!

Message 8 of 8
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