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US Bank Personal Checking DENIED due to Geolocation??

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hackersmovie
New Contributor

US Bank Personal Checking DENIED due to Geolocation??

I went online to open a personal checking account with US Bank and after entering my zip code I got a pop-up saying they don't service my area. 

 

Is there a workaround?

 

I'd like to build a relationship with them but, this makes it difficult. 

 

*side note: I did just apply for a business checking and didn't get the same error message, would this get me "in" with them?

Personal Cards:


Business Cards:



FICO 8: Equifax - 686 / Transunion - 727 / Experian - 678
FICO 9: Equifax - 659 / Transunion - 776 / Experian - 673
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3 REPLIES 3
Bill77
Regular Contributor

Re: US Bank Personal Checking DENIED due to Geolocation??

I thought I recall reading that opening a brokerage account first could be a back door.

 

Message 2 of 4
longtimelurker
Epic Contributor

Re: US Bank Personal Checking DENIED due to Geolocation??

Or any credit card with them (although not sure if you want to open the bank account in the hopes it will help get a card).

 

Back in the day when the Altitude Reserve required you to be a customer, I had a Cash+, and although I lived outside the service area, I was able to open a joint checking account with my daughter, who then magically became a customer and was able to get the AR.

Message 3 of 4
hackersmovie
New Contributor

Re: US Bank Personal Checking DENIED due to Geolocation??


@longtimelurker wrote:

Or any credit card with them (although not sure if you want to open the bank account in the hopes it will help get a card).

 

Back in the day when the Altitude Reserve required you to be a customer, I had a Cash+, and although I lived outside the service area, I was able to open a joint checking account with my daughter, who then magically became a customer and was able to get the AR.


@longtimelurker correct! I've had pretty good luck thus far opening a checking/savings account with BofA and Truist then getting cards. With US Bank, I was looking at the long game as I am only about a year since my BK DC and figured a Checking/Savings would help.

Personal Cards:


Business Cards:



FICO 8: Equifax - 686 / Transunion - 727 / Experian - 678
FICO 9: Equifax - 659 / Transunion - 776 / Experian - 673
Message 4 of 4
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