I took out a loan with Upstart last Sept. Recently they have invited me to apply for a second. I applied under my account and got an error. Then I read that you have to use a different email so I just tried that and same thing. I unfroze TU. Is it possible they are trying to pull another bureau and thats what is causing the issue? TIA
Figured it out... I only unfroze TU because that's where the last inquiry went. They also pull Equifax.
@Society1 wrote:what was your score when you first applied for upstart? i want to open a loan w/ for debt consolidation
I don't remember exactly, but mid somewhere in the mid 600s. Obviously they consider more than score, but it is a soft preapproval so go for it.
I got a small loan from them last year and I was in the low 600's I think. They focus on more than just scores though. Just go for the soft pre-approval and it will give you your options.
