Watch Out!! NFCU CLOC reports right away!

[Anonymous]

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@Anonymous wrote:
I pay it off the 27th of ever month. I get paid once a month on the 25th. I pay a couple dollars in interest but the peace of mind of all my statement balances being paid is worth it to me

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OK thanks for the information.  Knowledge is power!

[Anonymous]

Last month exactly on  6/1/18,  I received an alert that NFCU reported my new large balance on my CLOC and my score nose-dived.   I paid the balance off on 6/1/2018 the day it was reported to the bureaus.  Now we are on 7/2/2018 and I pulled a fresh report thinking NFCU has reported the zero balance and my score has recovered.  Well they have not reported!  Ok so 7/1/2018 was a Sunday.  Maybe that's why.  However, since it's all automated and can't be interupted (that's what they will tell you if call and ask for a special favor to send a mid-month update to the bureaus), it shouldn't matter that the 1st was on a Sunday.

I'm blowing off steam because I need to apply for something rightaway and the balance on the CLOC is in the way! NFCU update today please!!!

[Anonymous]

 wrote:

Last month exactly on  6/1/18,  I received an alert that NFCU reported my new large balance on my CLOC and my score nose-dived.   I paid the balance off on 6/1/2018 the day it was reported to the bureaus.  Now we are on 7/2/2018 and I pulled a fresh report thinking NFCU has reported the zero balance and my score has recovered.  Well they have not reported!  Ok so 7/1/2018 was a Sunday.  Maybe that's why.  However, since it's all automated and can't be interupted (that's what they will tell you if call and ask for a special favor to send a mid-month update to the bureaus), it shouldn't matter that the 1st was on a Sunday.

I'm blowing off steam because I need to apply for something rightaway and the balance on the CLOC is in the way! NFCU update today please!!!

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They probably already reported it, mine shows it was reported from the 30th of the month as well, sometimes it takes a few days before the CRA's get it.  

[Anonymous]

LOL it finally updated today.  It's just funny that these updates are slow when need them and fast when don't want them.

[Anonymous]

To reopen, it seems the cloc reports on the 1st but does it report the balance from the 1st or fhe balance on statement cut date?