Way to join NFCU in 2017 with no navy connections?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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Hold on - I need clarification on that. Do you mean literally any "federal installation or entity", meaning any employee of the Federal Government, or just those associated with the Department of Defense? Everything I'd read seemed to indicate that only civilians associated in some way with DoD could join.

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Yes..if you or a immediate family member is currently employed or retired as a federal employee, dod, or as a civilian contractor can join. I will ask my neighbor when she gets home if that includes people working at the px or food courts (she works nfcu). Any federal installation means world-wide...so for instance your dad worked at the base in Germany as a civilian contractor cleaning bricks and retired 10 yr ago, now he can join and you could piggy back...please note I have the upmost respect for brick cleaners..and  I in no way mean to disparage them

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VERY interesting. I'm a Federal government employee, working for the Department of Justice. I had been given to understand that employees of Federal civilian agencies weren't eligible for NFCU, but if you're right...

EDIT: Um, better hold that thought. I looked it up on the NFCU website, and the exact phrase is "U.S. Government employees assigned to DoD installations". My workplace isn't a military installation, so I'm afraid that leaves me out after all...

However...HOWEVER...there may be another way in. The NFCU website notes that you can also join if you have, or had, a family member who is, or has been, in the military and is a member of NFCU, or is eligible for NFCU membership. I went through the online check as I have multiple relatives who are or have been in the military, including my father, stepfather, grandfather, uncle and cousin (including at least two Marines), but I don't know if any of them is or has been a member of NFCU. Therefore, I'll have to contact NFCU for assistance. Good news is that there's a branch near where I live, or maybe I can email them. 

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You are in like Flyn then. My dad was in the military and never a member of NFCU but is eligible. Called, told them, got membership. You should have no problem.

[ohnomyfigo]

So you're saying that since my cousin was in the marines I'm eligible for NFCU?

[OldFatJarhead]

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@ohnomyfigo wrote:

So you're saying that since my cousin was in the marines I'm eligible for NFCU?

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No, it has to be a grandparent, parent, spouse, sibling, grandchild, or child. But if your cousin moves in with you or vice versa, then you would be elligible as a "household member" which is another path to elligibility. Barring that, if your cousin sponsors a parent who sponsor your parent as a sibling, then your parent can sponsor you. Or, your cousin could sponsor a grandparent who could then sponsor you directly.

[ohnomyfigo]

That's too bad. Thanks for the great info! Guess I will just have to join the Navy....minimum enlistment is 2 or 4 years?

[Anonymous]

So my Dad is retired AirForce but not a member of NFCU...am I understanding this qualifies me for membership or would he need to join first...

[Anonymous]

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@ohnomyfigo wrote:

That's too bad. Thanks for the great info! Guess I will just have to join the Navy....minimum enlistment is 2 or 4 years?

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Depends on what your job in the Navy/Air Force/Marines/Army/Coast Guard would be. For most, it is 4 years-even in the reserves. 

[Anonymous]

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@Anonymous wrote:
So my Dad is retired AirForce but not a member of NFCU...am I understanding this qualifies me for membership or would he need to join first...

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With the new rules that went into effect in February of this year, your father would no longer need to join first. Be prepared to be able to offer NFCU his DD 214 papers but more than likely will not need them. 

You should get your old man to join though, he is missing out! 

[OldFatJarhead]

Sorry, I just skimmed the thread but didn't see anyone mention the "household member" option. I was about to go that route until I found the Navy League option.

Basically, if anyone who lives with you –and contributes to the household– is a member, you can become a member through them. If you live in any decently sized city, it won't be hard to fine a veteran who wouldn't mind renting a room from you on the cheap in exchange for membership. You will have to put thair name on at least one of the bills to prove "contribution" to the household.

It's not the quickest or most convenient option but if you don't have any other connection, this is a potential win-win. A vet gets 6-mos or so of cheap rent and you get elligibility and potentially a new kickass life-long friend.

[UncleB]

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@OldFatJarhead wrote:

Sorry, I just skimmed the thread but didn't see anyone mention the "household member" option. I was about to go that route until I found the Navy League option.

Basically, if anyone who lives with you –and contributes to the household– is a member, you can become a member through them. If you live in any decently sized city, it won't be hard to fine a veteran who wouldn't mind renting a room from you on the cheap in exchange for membership. You will have to put thair name on at least one of the bills to prove "contribution" to the household.

It's not the quickest or most convenient option but if you don't have any other connection, this is a potential win-win. A vet gets 6-mos or so of cheap rent and you get elligibility and potentially a new kickass life-long friend.

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The Navy League option into NFCU has been closed since the early summer.

Being a household member is a viable way to membership, however it's well-known that people who gain membership using this path are highly scrutinized by NFCU.

We've not had a report of a frozen account in a while due to the Navy League path being available, but before the Navy League path was well-known it was common for people who joined as a household member to have issues, especially if all their paperwork wasn't in order (address on DL matching, etc.).  Anybody using this path should have all paperwork in order at a minimum, and be prepared for their credit and deposit accounts to be locked if/when NFCU needs verification.

Those who still have questions should visit NFCU's 'Become a Member' page for clarification:  https://www.navyfederal.org/membership/become-a-member.php

This thread has thoroughly covered the current paths to membership. As such, it is now closed to new messages.