Wells Fargo Checking

[Anonymous]

Update: I have to go into a branch to show my ID. Kinda defeats the purpose of opening it online. 🙄

[Credit12Fico]

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@M_Smart007 wrote:

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@coldfusion wrote:

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@Anonymous wrote:

I'm just waiting for them to bring back the $400 checking promo.

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I don't blame you. 

They are changing the requirements to waive the monthly fee on Everyday Checking (down to $500 mininum daily balance, can't qualify via debit transactions) early next month so it's anyone's guess as to what and when their promos will recycle.

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"can't qualify via debit transactions"

oh now, I feel like a very valued WF customer

• We're waiving your monthly service fee
• As a valued customer, the monthly service fee on your Everyday Checking account referenced above will be waived beginning November 9, 2020 for nine consecutive fee periods.

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Wut.  How did you get this if I may ask? In the app? In an email?

[Anonymous]

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@DaveInAZ wrote:

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@ccquest wrote:

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@Anonymous wrote:

I'm just waiting for them to bring back the $400 checking promo.

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I'm just wondering how long until they post the bonus to my account! I got in right towards the end of the last round (they ended it online and I was having issues getting it submitted so went to the branch and got in), did a transfer from BoA (which works per DoC comments) to meet the min requirements, and now have recurring DDs going as well. Unfortunately (for me, not most people) they extended the qualification period to the end of the year so I'm stuck wondering if I'll get the bonus sooner or sometime in January instead.

For OP, when I opened my account in branch, the rep said I would have had to come in for ID verification anyway so hopefully it's just something that simple for you.

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Even though WF extended the qualification period I've been following it on DoC & Reddit and once you meet the $4k in "direct deposits" the bonus has been posting right at 90 days after account opening. As for what WF considers a DD, once your electronic deposit has moved from pending to Posted you can click to see how they classify it. I've done ACH deposits Marcus, HSBC & a credit union and they've all coded as 'direct deposit". I just made my last deposit last week putting me over $4k, I opened the account in the first week of July so I'll be looking for my bonus first week of October. And yeah, WF was sneaky, the offer was good to July 31 but they pulled it off online in mid July, you had to open in branch to get it, I haven't been inside any bank branch since March.

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+1

Mine posted exactly 90d post account opening

[ccquest]

Thanks for another confirmation there! Looks like it should be tracking to show up right around mid-late October and cover a good portion of a new PS5 lol