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What CU am I missing? 😃

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Wavester64
Valued Contributor

Re: What CU am I missing? 😃


@Eagered2succeed wrote:

@Mv350 wrote:

DCU great rates, 6.17% on the first 1k in savings. 

 

No frills Visa with super low rate. Killer refi rates on Auto.


DCU savings is definitely the best hidden gem along with the free EQ 5 score. Just wish it was more than 1K maximum, but of course there's a reason for that. 


I was just about to open a savings until I got to the part of the organization requirement - what is the common thing everyone is putting down for this?  Smiley Happy






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Message 11 of 24
Gmood1
Super Contributor

Re: What CU am I missing? 😃

Yup DCU is a good one to have in your back pocket!! Just don't call them.😂

Message 12 of 24
UpperNwGuy
Valued Contributor

Re: What CU am I missing? 😃

I don't see Alliant on your list, or State Dept, or First Tech, or Consumers.

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom
Sock Drawer: PenFed Promise • NFCU cashRewards • Chase Sapphire Preferred • Chase Freedom Unlimited • United Explorer • UNFCU Azure
Message 13 of 24
creditfan
Established Contributor

Re: What CU am I missing? 😃

Message 14 of 24
coldfusion
Credit Mentor

Re: What CU am I missing? 😃


@Wavester64 wrote:

@Eagered2succeed wrote:

@Mv350 wrote:

DCU great rates, 6.17% on the first 1k in savings. 

 

No frills Visa with super low rate. Killer refi rates on Auto.


DCU savings is definitely the best hidden gem along with the free EQ 5 score. Just wish it was more than 1K maximum, but of course there's a reason for that. 


I was just about to open a savings until I got to the part of the organization requirement - what is the common thing everyone is putting down for this?  Smiley Happy


This is the general list outlining eligibility.  I joined the Reach Out for Schools program.

 

https://www.dcu.org/about/member-eligibility.html

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

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Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 15 of 24
Anonymous
Not applicable

Re: What CU am I missing? 😃


@creditfan wrote:

properly a 100 of them

https://www.creditunionsonline.com/largest100creditunions.html


Good link.   I overgeneralized: "AOD is great, let's look at other AL credit unions!"   But the two on this list are disappointingly low rewards

Message 16 of 24
Anonymous
Not applicable

Re: What CU am I missing? 😃

I just joined Pen-Air, FCU because they have pretty good IRA certificate rates.  Their credit card is 1 point per $ so probably not the next FotM.  And I notice that transfers with external orgs costs $2.95, so will definately be pushing and pulling from elsewhere.   Plus a $15 monthly inactivity fee after 12 months.   So unless you need it for my purpose, no need to join!

Message 17 of 24
Wavester64
Valued Contributor

Re: What CU am I missing? 😃


@coldfusion wrote:

@Wavester64 wrote:

@Eagered2succeed wrote:

@Mv350 wrote:

DCU great rates, 6.17% on the first 1k in savings. 

 

No frills Visa with super low rate. Killer refi rates on Auto.


DCU savings is definitely the best hidden gem along with the free EQ 5 score. Just wish it was more than 1K maximum, but of course there's a reason for that. 


I was just about to open a savings until I got to the part of the organization requirement - what is the common thing everyone is putting down for this?  Smiley Happy


This is the general list outlining eligibility.  I joined the Reach Out for Schools program.

 

https://www.dcu.org/about/member-eligibility.html


Was planning on doing this before I saw your post, now I did because of your post :-)






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Message 18 of 24
dragontears
Senior Contributor

Re: What CU am I missing? 😃


@Wavester64 wrote:

Take a look at my line up in my siggy.

 

If you had my set up, what CU do you feel I should have in there that I am missing?

 

If your recommendation is part of a geofence, please let me know  Smiley Happy


1. I read the forum on my phone and trying to figure out what CU you have based on card pictures is too big of a pain in the ...

 

2. The real question is what do you want that your current credit unions don't offer? 

Message 19 of 24
mau471
Contributor

Re: What CU am I missing? 😃

I really like DCU but be prepared for some potential headaches getting established, not because they question anything just because their systems/processes are outdated and a pain. Once you are setup though it should be smooth sailing.

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Message 20 of 24
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