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@Eagered2succeed wrote:
@Mv350 wrote:DCU great rates, 6.17% on the first 1k in savings.
No frills Visa with super low rate. Killer refi rates on Auto.
DCU savings is definitely the best hidden gem along with the free EQ 5 score. Just wish it was more than 1K maximum, but of course there's a reason for that.
I was just about to open a savings until I got to the part of the organization requirement - what is the common thing everyone is putting down for this? ![]()






























Yup DCU is a good one to have in your back pocket!! Just don't call them.😂
I don't see Alliant on your list, or State Dept, or First Tech, or Consumers.
properly a 100 of them
https://www.creditunionsonline.com/largest100creditunions.html
@Wavester64 wrote:
@Eagered2succeed wrote:
@Mv350 wrote:DCU great rates, 6.17% on the first 1k in savings.
No frills Visa with super low rate. Killer refi rates on Auto.
DCU savings is definitely the best hidden gem along with the free EQ 5 score. Just wish it was more than 1K maximum, but of course there's a reason for that.
I was just about to open a savings until I got to the part of the organization requirement - what is the common thing everyone is putting down for this?
This is the general list outlining eligibility. I joined the Reach Out for Schools program.
https://www.dcu.org/about/member-eligibility.html
@creditfan wrote:properly a 100 of them
https://www.creditunionsonline.com/largest100creditunions.html
Good link. I overgeneralized: "AOD is great, let's look at other AL credit unions!" But the two on this list are disappointingly low rewards
I just joined Pen-Air, FCU because they have pretty good IRA certificate rates. Their credit card is 1 point per $ so probably not the next FotM. And I notice that transfers with external orgs costs $2.95, so will definately be pushing and pulling from elsewhere. Plus a $15 monthly inactivity fee after 12 months. So unless you need it for my purpose, no need to join!
@coldfusion wrote:
@Wavester64 wrote:
@Eagered2succeed wrote:
@Mv350 wrote:DCU great rates, 6.17% on the first 1k in savings.
No frills Visa with super low rate. Killer refi rates on Auto.
DCU savings is definitely the best hidden gem along with the free EQ 5 score. Just wish it was more than 1K maximum, but of course there's a reason for that.
I was just about to open a savings until I got to the part of the organization requirement - what is the common thing everyone is putting down for this?
This is the general list outlining eligibility. I joined the Reach Out for Schools program.
https://www.dcu.org/about/member-eligibility.html
Was planning on doing this before I saw your post, now I did because of your post :-)






























@Wavester64 wrote:Take a look at my line up in my siggy.
If you had my set up, what CU do you feel I should have in there that I am missing?
If your recommendation is part of a geofence, please let me know
1. I read the forum on my phone and trying to figure out what CU you have based on card pictures is too big of a pain in the ...
2. The real question is what do you want that your current credit unions don't offer?
I really like DCU but be prepared for some potential headaches getting established, not because they question anything just because their systems/processes are outdated and a pain. Once you are setup though it should be smooth sailing.























