@NoMoreE46 wrote:
So it appears you need $70,000 (construction type loan) to finish your home?
If you have the equity in this home then maybe really look into taking a home equity loan. While there is a closing cost for this type of loan, the rates are lower than personal loans and is generally tax deductible.
Borrowing that desired amount of should be painless.
This seems to be an interesting Fintech type option:
https://www.aven.com/