apple pay

[red259]

I have an iphone and was looking at apple pay because it was mentioned when I was looking at my amex account. Does anyone use this? is it worth it? It does not seem like a big deal for me to just pull out my credit card and swipe, but maybe I am missing something. Is there another benefit to using it other than not having to carry the physical card?

[kdm31091]

I dont see the big time saver or convenience personally. Not a big deal to just swipe your card.

Also. Even if you switch, you still should carry the physical card for backup. Not nearly everyone takes apple pay.

[Bmac66]

Apple Pay doesn't use your real account number so there's no risk of somebody getting your card number. When you swipe there is always that risk. Applie pay is much more secure. 

[-Cal-]

I use mine fairly often. I run across a lot of places in los angeles that accept contactless payment. Its been useful a few times where I've shopped at a place where I could earn a better bonus/reward with a card I didn't physically have on me but was in my passbook. I wish they allowed more than 8 cards, they need to expand that ASAP. 

[slicemans]

It is more secure than mag strip cards. But the problem is not many stores in my area accept it.

[Anonymous]

I would add all Amex cards you have to apple pay even if you don't plan on using them. The reason being Amex sends you instant push notifications even when you don't use apple pay to make the purchase. This is a good way to keep track of spending and monitor fraud. I wish other banks would implement this feature.

[red259]

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@Anonymous wrote:

I would add all Amex cards you have to apple pay even if you don't plan on using them. The reason being Amex sends you instant push notifications even when you don't use apple pay to make the purchase. This is a good way to keep track of spending and monitor fraud. I wish other banks would implement this feature.

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Yea just noticed that. Does applepay only work with amex or is it just that amex is the only one who does the push notification?

[Ghoshida]

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@red259 wrote:

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@Anonymous wrote:

I would add all Amex cards you have to apple pay even if you don't plan on using them. The reason being Amex sends you instant push notifications even when you don't use apple pay to make the purchase. This is a good way to keep track of spending and monitor fraud. I wish other banks would implement this feature.

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Yea just noticed that. Does applepay only work with amex or is it just that amex is the only one who does the push notification?

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Apple Pay works with multiple banks as of now, e.g. Cap One, Chase, Barclays, US Bank etc. I believe Discover is not on it yet although they are supposed to be on this Fall.

The Push notification is also there with multiple cards e.g. Cap One and Chase but with AMEX I believe the unique factor is notification for non-Apple Pay charges as well. That way it's similar to Mint, except it refreshes immediately  

Cap One is peculiar - they want you to install Cap One Wallet as well. 

I had Apple Pay on my last iPhone but then I got it water damaged; have been too lazy to set it up. My wallet has become too thick for me to handle it easily. Apple Pay helps.

And yes, 8 cards is far too LESS. Please expand it to 20 cards or more. Apple, you listening? (I did send this feedback in, dunno if ever anyone will listen. They make a ton of money anyway ! )

[Anonymous]

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@red259 wrote:

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@Anonymous wrote:

I would add all Amex cards you have to apple pay even if you don't plan on using them. The reason being Amex sends you instant push notifications even when you don't use apple pay to make the purchase. This is a good way to keep track of spending and monitor fraud. I wish other banks would implement this feature.

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Yea just noticed that. Does applepay only work with amex or is it just that amex is the only one who does the push notification?

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Here is a list of all participating banks: https://support.apple.com/en-us/HT204916

Amex is the only one that does the notification as far as I can tell. 

[Anonymous]

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@Ghoshida wrote:

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@red259 wrote:

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@Anonymous wrote:

I would add all Amex cards you have to apple pay even if you don't plan on using them. The reason being Amex sends you instant push notifications even when you don't use apple pay to make the purchase. This is a good way to keep track of spending and monitor fraud. I wish other banks would implement this feature.

---

Yea just noticed that. Does applepay only work with amex or is it just that amex is the only one who does the push notification?

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Apple Pay works with multiple banks as of now, e.g. Cap One, Chase, Barclays, US Bank etc. I believe Discover is not on it yet although they are supposed to be on this Fall.

The Push notification is also there with multiple cards e.g. Cap One and Chase but with AMEX I believe the unique factor is notification for non-Apple Pay charges as well. That way it's similar to Mint, except it refreshes immediately  

Cap One is peculiar - they want you to install Cap One Wallet as well. 

I had Apple Pay on my last iPhone but then I got it water damaged; have been too lazy to set it up. My wallet has become too thick for me to handle it easily. Apple Pay helps.

And yes, 8 cards is far too LESS. Please expand it to 20 cards or more. Apple, you listening? (I did send this feedback in, dunno if ever anyone will listen. They make a ton of money anyway ! )

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Yes sorry if I wasn't clear. ALL cards send push notifications if you make the purchase will apple pay. Amex does it with all purchases made on the card period. 

Discover should be added in a few weeks when ios 9 comes out. I believe they will up the amount of cards allowed too with ios 9.