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does anyone have credit union/online bank recommendations?

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acreditdummy123
Regular Contributor

does anyone have credit union/online bank recommendations?

my primary bank is alliant credit union and they're amazing to me: fast bill pays, reimburses my ATM withdrawals several times a month, among many things. I also have a side credit union i use, however, that credit union started to charge me fees when I withdraw from ATM as well as their own fees, which i have started to dislike. Anyone have any recommendations for credit unions/online banks where they will reimburse a ton of ATM deposits, have fast bill pays, have no need to put any money to maintain a fee free account? EDIT: not a fan of NFCU either thanks

❤️ Am a peaceful, positive person. Credit scores: Amazing and higher than most. AAoA: Superb. No lates. No delinquencies.

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Message 1 of 6
5 REPLIES 5
FireMedic1
Community Leader
Mega Contributor

Re: does anyone have credit union/online bank recommendations?


@acreditdummy123 wrote:

my primary bank is alliant credit union and they're amazing to me: fast bill pays, reimburses my ATM withdrawals several times a month, among many things. I also have a side credit union i use, however, that credit union started to charge me fees when I withdraw from ATM as well as their own fees, which i have started to dislike. Anyone have any recommendations for credit unions/online banks where they will reimburse a ton of ATM deposits, have fast bill pays, have no need to put any money to maintain a fee free account? EDIT: not a fan of NFCU either thanks


Welcome @acreditdummy123 Confused. Reimburse? You mean fees? PENFED has ATM contracts all over the place. I use a USAA ATM at Speedway and no charge for withdrawls. They have a map of where free ATM's are located.


Message 2 of 6
SouthJamaica
Mega Contributor

Re: does anyone have credit union/online bank recommendations?


@acreditdummy123 wrote:

my primary bank is alliant credit union and they're amazing to me: fast bill pays, reimburses my ATM withdrawals several times a month, among many things. I also have a side credit union i use, however, that credit union started to charge me fees when I withdraw from ATM as well as their own fees, which i have started to dislike. Anyone have any recommendations for credit unions/online banks where they will reimburse a ton of ATM deposits, have fast bill pays, have no need to put any money to maintain a fee free account? EDIT: not a fan of NFCU either thanks


There are so many great credit unions out there.  But I have no experience with ATM fee reimbursement, as I never need that. Almost always if I withdraw cash from an ATM I use either an ATM from my institution or an ATM which is in a fee-free network used by my institution. So my method of tracking down what you need would be to check out credit unions,  just go to their website, click on a search for ATM's, and see if the network(s) they use have good locations in my area.

 

E.g. langleyfcu.org

Click "locations"

Search for fee-free ATM's in your zip code

I see Walgreens, CVS, Target, Riteaid. And some McDonalds's and credit unions.

 

And at unifyfcu.org I get the drug stores plus 7-11 stores and some mcdonalds and credit unions.

 

 


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 685




Message 3 of 6
GatorGuy
Valued Contributor

Re: does anyone have credit union/online bank recommendations?

I use Ally Bank and they are all around my favorite bank. They reimburse only $10 of ATM fees a month. However they have no charge for using All Point atms which is the largest ATM network nationwide.

 

Axos has unlimited ATM reimbursement but I have no direct experience with them.

 

Charles Swabb has unlimited ATM reimbursement worldwide. I have an account with them and they have always been prompt with giving back fees. You do have to have an investor account with them though.

Message 4 of 6
Roadgeek395
Regular Contributor

Re: does anyone have credit union/online bank recommendations?

I did this same search a few months ago, Consumers Credit Union offers unlimited ATM reimbursement.Screenshot_20220513-094446_Chrome.jpg

Hope this helps.

Message 5 of 6
creditfan
Established Contributor

Re: does anyone have credit union/online bank recommendations?

you will not regret with https://www.schwab.com/checking

it's unlimited ATM fee rebates worldwide, YES I mean worldwide and more

Message 6 of 6
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