hello. i used to be a very active member here for a couple of years ago. i learned to grow my credit and had amazing credit. sadly, i had some life events that affected my credit. i lost my job and unemployed for 6 months. took a job as a medical secretary making a little more than minimun wage. went from making 40k to 22k. could not catch up with credit card bills, rent, car payment and i had a daughter which was my biggest concern and spent as she was born with some health issues.
i had to file for bk ch7 last year. i was discharged and have been trying to build my credit again.
i need to come up wtih 6000 to pay for a treatment that was not covered by my family insurance plan. apparenty the crappy limited network insurance provided by my employer was not in network with the hospital they referred us to... so i am now left with the bill and they will not continue the treament unless i pay the full amount upfront.
so that brings me here.
i need a loan for 4500 in order to pay for it. i have applied everywhere...EVERYWHERE and nothing. i burned most banks and CUs in my bk so no luck though them.
anybody here have any recommendations?
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)