Have been struggling with credit for years, tonight after reading threads here about NFCU SSL, I applied pretty simple csr so nice and informative. Tranfered $3,800 to account and requested $3,750. She said can go as fast as 2 hours or up to 24. Was pretty painless no income verification or pulls so far. Went with $3,750 becuase I have read minimum auto pay is $5 and 92% to be paid on approval leaves $300 divided by 60 months is $5.
CL is $36,500 and authorirized on wifes $31,800 I know I am a little fish here but hope to swim with the beast here soon lol
Will update if approved or not.
Good luck!
I hope it works out for ya...







At 3 am got alert papers could be electronicly signed, signed and 10 minutes later money was pending in checking but available. Loan has not showed up in accounts yet, so still waiting to pay back.
Thank you for the update.
@CameAlongWay Congrats!
Did they end up doing a credit pull?
@Tito1183 wrote:Did they end up doing a credit pull?
no pull, no income questions.
However for the nRewards secured CC there I a credit check correct?
@Tito1183 wrote:However for the nRewards secured CC there I a credit check correct?
There will be a hard pull for the nRewards secured CC.