1 Year Mark - Holy Progress!

[new_earth]

that is awesome progress, I can't wait to be in your shoes

[rebuildingmission2013]

Very detailed OP. This will help give insight to others. Gl. 

[Jutz]

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@shanac wrote:
Great progress Jutz. Congratulations! When u applied for your Amex gold in Feb. had all if your baddies been removed? What CRA did they pull from?

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I still had a 90 day late, and a couple of 30 day lates.  I have a Verizon charge off thats like 6 years old, but that doesn't report to EX, which is what they pulled.  For reference, I just had my EX pulled by my mortgage lender and it came back at 698 this month, so it was probably close to the same then.

[Jutz]

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@rebuildingmission2013 wrote:

Very detailed OP. This will help give insight to others. Gl. 

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Thanks, the idea is that your hard work can snowball.  I went 6 months with absolutely nothing happening.  Once I got my balances in check, I just plateaud.  Then BOOM, everything started happening at the same time because I never gave up with goodwills, PFDs, etc during all that time.