2015

[chevyman]

If my calcutions are right will have at least 5 baddies drop off in 2015 4 charge offs 3 of which were bought by JDBs and a utility bill collection

[27hello]

Right there with you.  I am losing a repo and 2 charge offs.  I didn't think they'd be off until 2015 but my report estimates 2014, so thats still up in the air.  Can't wait.

[chevyman]

And by then SLs will be out of default and well into payments

[chevyman]

So that's when I will probably see the biggest jumps