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21 Months In And I Couldn't Feel Better!

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mmajer4211
Regular Contributor

21 Months In And I Couldn't Feel Better!

It feels like it was just yesterday that I started to really take ownership of my credit but it has been almost 2 years at this point. I used to be so embarrassed of my credit score and now it is the exact opposite. I take so much pride in it now and I am so much more aware of everything concerning it. This forum is literally the number 1 thing that helped me get my credit to where I wanted it to be and still continues to do so. Everyone on this forum that is here to help people like me deserves a huge thank you because these people don't need to help but they are more than willing to and don't ask for anything in return. So this is my thank you and I've attached a few pictures of my timeline and my current scores. THANKS AGAIN!

 

Dashboard _ myFICO Member Center all.jpgDashboard _ myFICO Member Center Equifax.jpgDashboard _ myFICO Member Center Experian.jpgDashboard _ myFICO Member Center Transunion.jpg

MASSIVE OVERHALL (48) MONTHS IN



7 REPLIES 7
LakeLife
Established Contributor

Re: 21 Months In And I Couldn't Feel Better!

Congrats on your hard work and amazing progress!  I've been at it for about the same time, and even though I never dipped into the 500s, I was embarassed to be in the high 600s considering I'd never lost a job or missed a payment.  My issue was divorce, child support and trying to survive on credit cards.  This forum has taught me so much and how to use credit to my benefit.  




Message 2 of 8
mmajer4211
Regular Contributor

Re: 21 Months In And I Couldn't Feel Better!


@LakeLife wrote:

Congrats on your hard work and amazing progress!  I've been at it for about the same time, and even though I never dipped into the 500s, I was embarassed to be in the high 600s considering I'd never lost a job or missed a payment.  My issue was divorce, child support and trying to survive on credit cards.  This forum has taught me so much and how to use credit to my benefit.  


@LakeLife 

I wish I could say I had excuses for why my credit was so awful but it was just me being stupid and not caring. Those days are behind me now though! JEEP WAVE!

MASSIVE OVERHALL (48) MONTHS IN



Message 3 of 8
LakeLife
Established Contributor

Re: 21 Months In And I Couldn't Feel Better!


@mmajer4211 wrote:

@LakeLife wrote:

Congrats on your hard work and amazing progress!  I've been at it for about the same time, and even though I never dipped into the 500s, I was embarassed to be in the high 600s considering I'd never lost a job or missed a payment.  My issue was divorce, child support and trying to survive on credit cards.  This forum has taught me so much and how to use credit to my benefit.  


@LakeLife 

I wish I could say I had excuses for why my credit was so awful but it was just me being stupid and not caring. Those days are behind me now though! JEEP WAVE!


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Message 4 of 8
FireMedic1
Community Leader
Mega Contributor

Re: 21 Months In And I Couldn't Feel Better!

Nice! I dont pull it out of the bay much. But great job!

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BK Free Aug25
Message 5 of 8
AllZero
Mega Contributor

Re: 21 Months In And I Couldn't Feel Better!

Congratulations on your success!
Message 6 of 8
Slabenstein
Valued Contributor

Re: 21 Months In And I Couldn't Feel Better!

Grtz on your great credit journey!


Message 7 of 8
OmarGB9
Community Leader
Super Contributor

Re: 21 Months In And I Couldn't Feel Better!

Congrats!


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 8 of 8
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