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26 90 Day Lates???

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Anonymous
Not applicable

Re: 26 90 Day Lates???

If they were collections you disputed your score would not be impacted.  However, disputing OC accounts removes certain aspects of the account from scoring so your score could have went up or down,  When the dispute is resolved it should go back to pre dispute score unless something is deleted or changed/updated.

Message 11 of 15
Shogun
Moderator Emeritus

Re: 26 90 Day Lates???


@choppa02 wrote:
The debt will be 6 years old in oct my state SOL is 5 years. I will try to pfd and see what happens... one more question I filled a dispute for multiple items on my report two items were deleted but the rest were verified my ex was at 630 before I filled the disputes now it sits at 556 after, now I'm sitting here like **bleep**!? Its extremely disappointing going bacwards

It's old and getting older.  I would try a friendly PFD with them, see where that goes.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 12 of 15
choppa02
Contributor

Re: 26 90 Day Lates???

I'm going to be sending out pfd's along with settlement offers today i'll wait and see what happens. Thanks
Message 13 of 15
DaBears
Senior Contributor

Re: 26 90 Day Lates???

Keep us posted!!! We love sucess stories!!!! Smiley Happy

Message 14 of 15
choppa02
Contributor

Re: 26 90 Day Lates???

Will do. Thanks again!
Message 15 of 15
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