look at my score ingredents should the score be more than just 560?
@hoang817 wrote:look at my score ingredents should the score be more than just 560?
you likely are missing up to 150 points between the first two categories, so it's about right
'fair' is just the nice way of putting "you didn't pay people back before and you currently owe a lot of money"
but if you do pay off what you owe, it's not unreasonable to get back up to 650-700 with time, it will help if you tell us what's on your report so people can provide more specific advice
@hoang817 wrote:look at my score ingredents should the score be more than just 560?
Along with listing what was requested in the previous responses, click "View Key Factors" and post a screen shot of that. It should show what hurting/helping your score and this forum will take it a step further with suggestions on how the resolve the "hurtful" ones. Good Luck!!
@Ceewin wrote:
@hoang817 wrote:look at my score ingredents should the score be more than just 560?
Along with listing what was requested in the previous responses, click "View Key Factors" and post a screen shot of that. It should show what hurting/helping your score and this forum will take it a step further with suggestions on how the resolve the "hurtful" ones. Good Luck!!
@Ceewin @hoang817 beat me to the punch.....that was what I was going to mention. Sometimes this can be helpful to understand what they mention or don't mention here. The smart peeps here will give you sound advice but just a bit more info is needed from you before a solid plan can follow.
Starting Score: 461
@IamWesty12 wrote:
@Ceewin wrote:
@hoang817 wrote:look at my score ingredents should the score be more than just 560?
Along with listing what was requested in the previous responses, click "View Key Factors" and post a screen shot of that. It should show what hurting/helping your score and this forum will take it a step further with suggestions on how the resolve the "hurtful" ones. Good Luck!!
@Ceewin @hoang817 beat me to the punch.....that was what I was going to mention. Sometimes this can be helpful to understand what they mention or don't mention here. The smart peeps here will give you sound advice but just a bit more info is needed from you before a solid plan can follow.
Payment history says it all "Fair" .....also showed on my CR couple years ago .... had COs & Collections.... took awhile to climb out of the Fico 500s . but now ....788 , from 489 low
these are my negative accounts
4 charge offs, 3 collections, a reposession, and some legal matter. 560 is absolutley a reasonable score given those factors.
my sister just added me to an authorized user of a chase credit card for $17000 and she used 2%. is it going to be good or bad? equifax just pumped me up 60pts, transunion did not make a move . still waiting for experian to updates.
