AFNI update

[Anonymous]

Well after all the DVing and BBB and FTC stuff, poor me still has AFNI on my report. It seems they have won. I have no way to prove this isn't my account and neither do they as far as I'm concerned. It is their word against mine. They even update on 5/28/08. I figure I can wait until 8/09 when it's due to fall off my report. I don't think I'll ever send another DV again. My GW to West Assest Management went unanswered also, all 3 of them. For a funky $153 paid bellsouth account. On a lighter note, I gave birth to a beautiful son on May 30. His name is Elijah. Now I have two wonderful children, a great husband, and credit that will get greater later. Thanx MYfico friend.

[Anonymous]

CONGRATS!!!...well they may have won...but you have the gold...and it came to you on May 30th...

[llecs]

Is his middle name "Fico" by per chance? Congrats!!

I too still have AFNI. In my case, their balance is less than the actual balance owed to the OC, so I'm not going to fight their non-validation. But if I were I'd consider to do the following:

• I'd DV again.
• I would look up licensing info in their state and mine, if applicable.
• Since the balances don't match in my case, and for sure they never contacted the OC, then I'd dispute each CRA.
• Contact the BBB
• Send copies of everything and bring up the issue with the FTC.
• I'd contact any applicable agency within my state.
• I'd contact our equivalent of our AG.
• I would get in touch with any consumer agency within our county or city - there's one where I live.
• Then I would hire a consumer attorney and use his/her writing skills
• Worst case, I'd use the media.
• If all else fails, then I'd start the process all over again. Something's gotta give before this point.