Hi everyone last week I sent out2 pfd letters to calvary portfolio in which I owe $456.00, one to the CEO and another addressing supervisor of collections. Yesterday I only recieved a letter about an 80% settlement offer on this account. What is going on, you would think they would want all the money and if will not do a pfd just let me know. I do know I owe this account from Sprint what does anyone out there think should I send more pfd letters or just send a letter of dv and then pfd. Thanks for any information.
Starting Score: EQ 546 TU 566