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@shannonsto Well I guess the update to paid gave me the points I needed to get my mortgage loan approved. Yay! Hoping it deleted and bumps it more before closing so we can get a better rate. We have been working SO hard and finally starting to see progress. I will update once it comes off completely, hopefully in the next few weeks.
Congratulations
That's wonderful! Congratulations!
Thank you!
I'm curious, did they end up deleting? Im debating if I want to pay them in full or settle based on deletion.
I'm still waiting. I'm wondering if disputing would help, or create more problems 🤷♀️
I'm just leaving it alone. I really hope it falls off. If we get to the end of the month and it's still there, I'll start harassing them via email lol. So far, mine is still updated to paid in full.
@Anonymous I would pay in full if you can. From my experience, plus reading other's, they only delete if you pay in full for this particular collector. I'll give them a couple more weeks to delete, then I'll start emailing.
It just dropped off of Experian for a 41pt gain! I haven't pulled TU yet because they always seem to take longer to update. Credence never reported to EQ 😉🎉🎊
Off TU now, also! It seems Cedence does indeed delete as promised.