Accept settlement from CA or DV 1st?

[Active1181]

Hello.. I received a letter from Capital Management Services for the balance owed to the OC (Chase) for 1486. They stated they are willing to settle for 445.81 due within 10 days and "our records will be updated to reflect that the above account has been satisfied".

Should I DV? What are the chances I can get OC to delete if I accept settlement? These people called me on the phone and I told them I didn't know what they were talking about that I didn't owe Chase anything, they were rude and hung up, I told them not to call back that number. Have not heard from them since, I am certain that I have never received a letter form them; this letter does not have the "reply within 30 days" statement. 

The CA is not reporting, as of today, but the OC is. Should I counter with a PFD with the settlement amount? Please help, thanks!!!

[Anonymous]

Is this beyond SOL?

Is Chase reporting a balance?

[Active1181]

Still within SOL, Chase is reporting a balance.

[Anonymous]

If Chase owns the account and the CA is just collecting, then the settlement was likely agreed on by the OC.

I would call Chase and see if they will pull from CA and accept a settlement.

[Active1181]

I will see what they say... thanks for all your help!

[Active1181]

Called Chase; sent me to a recovery number. Spoke to a guy who said he was employed by Chase, he would not give me any information or his ID number. Said I had to go through the CA Capital Mgmt.

I sent a PFD to Chase through PFB... keeping my fingers crossed.