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I sent a letter to First Progress to request a pay for delete and one to Verizon Wireless for a Goodwill removal after I already paid, only to have them both returned to sender.
I used the addresses listed in the contact sections of my credit report.
Does anyone know the addresses for these companies? I'm tired of wasting money on postage and just want to get my requests in front of the right people.
Thank you so much
Well, well I hope you still have the envelopes indicating they were returned for wrong address. Per CRA rules current contact info must be kept on file, make copies of the returned envelopes (do not open them) along with a letter of demand for deletion of the TLs as you cannot contact them and they are in violation of CRA rules.
To find good addresses you can search for their HQ addresses they are easily found online.
@gdale6 wrote:Well, well I hope you still have the envelopes indicating they were returned for wrong address. Per CRA rules current contact info must be kept on file, make copies of the returned envelopes (do not open them) along with a letter of demand for deletion of the TLs as you cannot contact them and they are in violation of CRA rules.
To find good addresses you can search for their HQ addresses they are easily found online.
I have both of them sittin next to me right now, unopened.
So, I make copies and write the demand letters to EX, EQ, and TU?
What happens if Verizon and First Progress try to report the TL again?
@Anonymous wrote:
@gdale6 wrote:Well, well I hope you still have the envelopes indicating they were returned for wrong address. Per CRA rules current contact info must be kept on file, make copies of the returned envelopes (do not open them) along with a letter of demand for deletion of the TLs as you cannot contact them and they are in violation of CRA rules.
To find good addresses you can search for their HQ addresses they are easily found online.
I have both of them sittin next to me right now, unopened.
So, I make copies and write the demand letters to EX, EQ, and TU?
What happens if Verizon and First Progress try to report the TL again?
Yes make the copies and send the letters to the CRAs indicating you are unable to contact them and want them removed, this could result in an update of the contact info. If it gets deleted and the contact info is still wrong then I would file a CFPB complaint against the OCs
@Anonymous wrote:
@gdale6 wrote:Well, well I hope you still have the envelopes indicating they were returned for wrong address. Per CRA rules current contact info must be kept on file, make copies of the returned envelopes (do not open them) along with a letter of demand for deletion of the TLs as you cannot contact them and they are in violation of CRA rules.
To find good addresses you can search for their HQ addresses they are easily found online.
I have both of them sittin next to me right now, unopened.
So, I make copies and write the demand letters to EX, EQ, and TU?
What happens if Verizon and First Progress try to report the TL again?
Yup make copies of them and send off to the CRAs with demand for removal as per CRA rules their contact info must be correct. This could result in an update with the correct info and thats ok it is what you want. If it gets deleted and then re-reported with the same bogus info its time for a CFPB complaint for improper reporting.
Thanks so much for all the valuable information! I'll get right on this!
@gdale6 wrote:
@Anonymous wrote:
@gdale6 wrote:Well, well I hope you still have the envelopes indicating they were returned for wrong address. Per CRA rules current contact info must be kept on file, make copies of the returned envelopes (do not open them) along with a letter of demand for deletion of the TLs as you cannot contact them and they are in violation of CRA rules.
To find good addresses you can search for their HQ addresses they are easily found online.
I have both of them sittin next to me right now, unopened.
So, I make copies and write the demand letters to EX, EQ, and TU?
What happens if Verizon and First Progress try to report the TL again?
Yup make copies of them and send off to the CRAs with demand for removal as per CRA rules their contact info must be correct. This could result in an update with the correct info and thats ok it is what you want. If it gets deleted and then re-reported with the same bogus info its time for a CFPB complaint for improper reporting.
So I got the results back from EX and EQ, they closed the disputes and none of the information has changed. The address is still wrong.
So the CRAs STILL have the wrong information on file.
What is my next move?
@Anonymous wrote:
@gdale6 wrote:
@Anonymous wrote:
@gdale6 wrote:Well, well I hope you still have the envelopes indicating they were returned for wrong address. Per CRA rules current contact info must be kept on file, make copies of the returned envelopes (do not open them) along with a letter of demand for deletion of the TLs as you cannot contact them and they are in violation of CRA rules.
To find good addresses you can search for their HQ addresses they are easily found online.
I have both of them sittin next to me right now, unopened.
So, I make copies and write the demand letters to EX, EQ, and TU?
What happens if Verizon and First Progress try to report the TL again?
Yup make copies of them and send off to the CRAs with demand for removal as per CRA rules their contact info must be correct. This could result in an update with the correct info and thats ok it is what you want. If it gets deleted and then re-reported with the same bogus info its time for a CFPB complaint for improper reporting.
So I got the results back from EX and EQ, they closed the disputes and none of the information has changed. The address is still wrong.
So the CRAs STILL have the wrong information on file.
What is my next move?
File a complaint with the CFPB on the ones who are actually reporting the info along with the CRA
@gdale6 wrote:
@Anonymous wrote:
@gdale6 wrote:
@Anonymous wrote:
@gdale6 wrote:Well, well I hope you still have the envelopes indicating they were returned for wrong address. Per CRA rules current contact info must be kept on file, make copies of the returned envelopes (do not open them) along with a letter of demand for deletion of the TLs as you cannot contact them and they are in violation of CRA rules.
To find good addresses you can search for their HQ addresses they are easily found online.
I have both of them sittin next to me right now, unopened.
So, I make copies and write the demand letters to EX, EQ, and TU?
What happens if Verizon and First Progress try to report the TL again?
Yup make copies of them and send off to the CRAs with demand for removal as per CRA rules their contact info must be correct. This could result in an update with the correct info and thats ok it is what you want. If it gets deleted and then re-reported with the same bogus info its time for a CFPB complaint for improper reporting.
So I got the results back from EX and EQ, they closed the disputes and none of the information has changed. The address is still wrong.
So the CRAs STILL have the wrong information on file.
What is my next move?
File a complaint with the CFPB on the ones who are actually reporting the info along with the CRA
Thanks. TU Jumped 14 points, and the others went up a few points. I think I will view the credit reports on the 5th when they update for me on here to verify what was done (or not done).
Thanks again for all your help!