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Advice for GW Synchrony

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jmb9
Established Member

Advice for GW Synchrony

I have a settlement from a few years ago I'd like to try to GW a PFD. 

 

 

Also. I just noticed they left the last digit off my address in one of the last letters they sent me. Is that grounds for inaccurate information?

Message 1 of 12
11 REPLIES 11
FireMedic1
Community Leader
Mega Contributor

Re: Advice for GW Synchrony

Was this a settlement from a charge off? If so. Wont go anywhere. Hate to say.


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 2 of 12
jmb9
Established Member

Re: Advice for GW Synchrony

So they wouldn't even take my money now if I offered? 

Message 3 of 12
coldfusion
Credit Mentor

Re: Advice for GW Synchrony

They're tough even when the chargeoff was paid in full.  Every once in a while someone who had paid them back in full reports success tied to their having been persistent in their efforts. 

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
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Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 4 of 12
jmb9
Established Member

Re: Advice for GW Synchrony

Let's say I still would like to try it. Email or snail mail the way to go? If snail mail, which P.O. Boxes have been shown to give a good rate of succeess for this sort of thing?

Message 5 of 12
FireMedic1
Community Leader
Mega Contributor

Re: Advice for GW Synchrony

Do you mean you have a charge off with a balance? And they sent you a settlement offer? First sentence looks like you settled and want deletion. ceoemail.com

 "I have a settlement from a few years ago I'd like to try to GW a PFD.
So they wouldn't even take my money now if I offered?"


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 6 of 12
jmb9
Established Member

Re: Advice for GW Synchrony

Yes, I settled it about 3 years ago. I wish I had just paid it off instead. I am willing to do that now, even if all they do is just reflect it's been paid in full.

Message 7 of 12
jmb9
Established Member

Re: Advice for GW Synchrony

Sent an email yesterday to the current C.E.O. First time I've ever attempted a GW letter. Hoepfully it works out.

Message 8 of 12
Jdo1218
New Member

Re: Advice for GW Synchrony

Hey! I emailed my GW to Synchrony last week and received a call back on Friday this week that my late payments been removed and should be updated in my credit report in 30 days, I would say email everyone higher up, not just the CEO for higher chance of response! If you need a list of email, let me know, good luck!

Message 9 of 12
jmb9
Established Member

Re: Advice for GW Synchrony

Yes, please do. Send over a message my way. Thanks.

Message 10 of 12
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