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Advice needed!

tag
Unfaithful
Contributor

Advice needed!

Hey everyone, just need some advice on my current situation.

BK discharged 09/2015
08/2015 opened AACU secured card for $250
08/2015 opened Credit One card for $300
09/15 opened shared secured loan NFCU

My original AACU secured card for $250 doesn't graduate and reports secured. Both my credit one card and the installment loan haven't reflected my credit report yet only my secured card has and got a boost of 30 points on EQ and 18 on TU. My question is, should I close my original AACU secured card and open up a NFCU secured card with a chance to have it graduate after 12 months? Or should I just keep my AACU secured card and open the NFCU secured card? Thanks!

Message 1 of 3
2 REPLIES 2
gdale6
Moderator Emeritus

Re: Advice needed!

Do not close anything for at least a year is my advice, underwriters dont like accounts opened then closed quickly, Open the NFCU if you want no problem there,

Message 2 of 3
Unfaithful
Contributor

Re: Advice needed!

Thank you gdale6! Your help is much appreciated.
Message 3 of 3
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