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I actually answered a CA phone call today. It was Alliance One ... when I told them I cannot afford to pay anything right now they offered me a settlement. $490 for my $790 balance.
I was hoping to soon be able to pay the full $790 and maybe ask for a PFD. I'm assuming PFD don't work too well with settlements.
Anyone had luck in getting the TL deleted for Alliance One? Should I take the settlement or wait it out and try a PFD for full balance owed?
Try for a PFD with the settlement. You can always try. ![]()