Hey CreditBoard
In the last past year I have been paying off deogatory Debts , my credit crashed at the end of 2008 and in 2006 I had a repo. I know it takes hard work and dedication. I realized since 2006 I had a total of 24 negative items my scores was all in the the 400-500s; a credit counselor told me the only good thing I had going for me is my positive credit outweighs my negative credit. I have 50 to 62 positive accounts with perfect history if I can just get the negative remove. Let me tell you guys its been so hard and stressful dealing with this credit issue. I have lost two American express accounts but I paid both of them off in full. Now in 2010 I have 4 more debts to pay off which is two Citibank's, repo and dell which will fall off in December. All my scores now is above 600 with Equifax being the highest which is 714. I still have a lot of work to do but next year I will be debt free.Now today I had to do some serious talking a rep in American express program name Ashley was so sweet but the rep before her was so not interested I just hung up. I spoke to Ashley and see saw that I paid both of my accounts in full and then put me on hold. She got back on the phone and said Mrs. Taylor I want to see I can out you in this program which I will mail you out a pre approval offer in mail so you can build your relationship back with us. Now I explained to her I am still rebuilding my credit she said don't worry being you have been a valued customer we would give a chance. Now I will not jump for joy until I receive the card in my hand. Guys you have been great to me with your guidance and knowledge me you all have great success rebuilding your credit and we will succeed just one day at a time. I am so glad I did not file bankruptcy. There is hope always remember that
Thanks
Mia
sorry meant to say get you in this program. Sorry guys for the typo was rushing gotta go to a dinner party. We will chat later 