Any advice?

[startingfromthebottom]

Being sued by midland credit in TX. The amount is around $10k. They filed just before the 4 years allowance was up. Just before covid I had a court date where I filed for arbitration and that motion was granted. I mailed everything in to JAMS with a request for Midland to pay the fees but needed the court decree that arbitration was granted- midland never paid. Covid came right after and shut downs happened. Overall, finances was definitely an issue but I did something dumb by not following up in this time on the arbitration. I recently received (late) notice of a judge trial.
My questions:
1. Did someone need to file for this or did the court do this because the case isn't considered "resolved" in the 2 (almost 3) years? I don't see any motions from Midland's side.
2. Do I have any options? Any motions to file? Can I file the arbitration now? Bankruptcy an option (last resort)?

I don't really want to file bankruptcy as everything that was negative on credit reports etc is falling off by early 2023 and I'm in a slightly better place financially now (ie making just enough to live paycheck to paycheck as a single mom) but will do whatever I need to because I can’t afford to have wages garnished.

[OmarGB9]

Well thankfully wage garnishment is illegal in TX except for child support, spousal support, student loans, or unpaid taxes.

But as for your case, I'd honestly suggest you speak with a lawyer, as they'd be best equipped to give legal advice since you're already in the process.

[720orBust]

This link you another forum may be useful also. This was a few days before your post. I wish you luck