Any benefit to opening a self lender account?

[Anonymous]

Would my credit score benefit any from opening a SL account? I have no Insallment loans but I have a closed sales contract from when I first got fingerhut 7 years ago.

Current credit cards...
Fingerhut 2950cl 0%uti
Cap1 Secured 550cl 0%uti
Cap1 qs1 700cli 0%uti
Discover chrome 3kcli $400 balance
Merrick bank 1kcli $4 balance
Amex blue cash 2kcli $330 balance
BofA cash back 1500cli 0%uti

I have one charge off that falls off this year on Tu and equifax. Experian report has no c/o or collections.
Current fico 8 scores are 680's and 700 experian.

[FireMedic1]

If you have no other installment loans at all. Yes it will help. You'll gain points as its being paid down. Its part of the FICO credit mix. Good Luck!

[AllZero]

If eligible, I would recommend a 5 year SSL Shares Secured Loan from NFCU. There are membership restrictions.