Anyone have experience with aarons to rebuild your credit?

[Anonymous]

i will be paying off around $3500 dollars through aarons this month just curious what others experiences were on how much that can help your credit score.

[Whitneyy]

I didn't know they reported, only thought they reported if the furniture or whatever it may be does not get paid for.

[guiness56]

I think it depends on the Aarons you use.  Some of them do report only after the account has been paid and closed.

I don't think I have ever seen one that reports monthly.  I used them and they did not.

[Anonymous]

They do not report monthly they report after it has been paid off.

[hitch345]

How do they report once paid off?  Do they show the amount and a zero balance.  Just curious cause I am two payments away from paying off my washer and dryers.   W/D itself was only $899 but the total amount I paid will be about $1700 over the last year.  I was unaware that they even reported anything unless you didn't pay.  I hate the places that don't report your monthly payments, but are all over you in a second if you miss one lol.  I'm at a place now where I could probably get Home Depot financing if it came to it, but at the time my credit was bad and Aarons was the only option even though I paid twice what my W/D cost.

[couponcrazy619]

I know the Acceptance program does monthly reporting to all 3 CRA's. I opened an account with one 3 weeks before they changed their policy on reporting to the CRA;s. 

I finally paid off my account. Called and asked if they could report it. They said no they couldn't but, If i wanted to have maybe a chance. To file a dispute with CRA's and if they sent them a letter they would be glad to report it.