Authorized User Question

Anonymous · ‎12-29-2011

Hello, my mother added me as an authorized user on her Lord and Taylor card which is operated by GE capital retail bank about a month ago, and it has not shown up as yet on any of my reports. I did not yet activate the card, would this have anything to do with it? I will call them today as well to ask if they report. Thanks in advance for any input.

GoodCredBen · ‎12-29-2011

i was added as an AU for my fiance's account 2 months ago and they have only reported to my TU (from what i can tell)

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.

Anonymous · ‎12-29-2011

@Anonymous wrote:
Hello, my mother added me as an authorized user on her Lord and Taylor card which is operated by GE capital retail bank about a month ago, and it has not shown up as yet on any of my reports. I did not yet activate the card, would this have anything to do with it? I will call them today as well to ask if they report. Thanks in advance for any input.

If you are an AU there is nothing to activate. The primary owner already did that in the past.

But I agree you need to call and see if they will report you as an AU. Not every issuer reports AU's though.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".