Brighthouse Cable Collection. Should i be excited??>

[Anonymous]

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@taxi818 wrote:

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@Anonymous wrote:

CONGRATS!!! I wish someone would walk into my job!!! (fingers crossed).

Based on what I am learning bring you util down and you may get a few more points (i think...I'm still learning and reading)

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Thanks. But 12% total util is not that high. hehehe. there is no need to try and milk every point from fico. it is a futile game. just get what you need and your score will grow regardless of that. if i was buying a house right now. sure. but otherwise. its a waste of time. for what? 3 or 10 points. I think not. just pay bills and enjoy the rewards. also there is more than 1 way to get util down. credit limit increases. which i just got 13k increase from citi. and hoping another 15k from amex next week. which will push me way below 10% without actually paying a Dime.

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See, still learning and reading...lol

[EW800]

Hey Taxi,

Sorry you didn't quite get the score bump that you had hoped. I am surprised that it was not more as well. The great news is that your one and only negative is gone!! Very happy for you.

[dursty87]

Very interesting story. It's pretty cool that not only did he listen to your rant but actually did something to fix it although he probably didn't have to do anything at all. It's funny how things pan out sometimes. Congrats.

[taxi818]

Thanks all. So true. It's one of those strange things that happens in ones life sometimes. If not true never could make up such a story. Now looking at fico simulators. Knowing all my rebuilding  hurt my score. But will make my profile so strong once my AAOA improves. Fico predicting 780 if I just keep paying on time and keep util low. All in 12 months. Even if score is 740 I will be excited. Thanks all again for support and listening to my story.