cancel
Showing results for 
Search instead for 
Did you mean: 

CMI SUCCESS---Don't Give up!!!

tag
Tpelc23
Regular Contributor

CMI SUCCESS---Don't Give up!!!

Finally after nearly 2 months of trying to get GMI to remove a paid collection I got the response and letter I wanted. They are removing the tradeline.

 

Don't ask for GOODWILL..They want a reason on why it needs to be removed, something like original creditor has records of a balance due, I never received a statement from the original creditor, I moved and never got the statement etc. Hope this helps.

2/28/12 -TU FICO 646 3/28/12 TU-FICO 647 4/19/20 TU-662,
2/28/12 - EQ FICO 557 3/14/12- EQ FICO 600 3/16/12 EQ FICO 623, EQ FICO 628, 7/2/12 662
2/20/12 - EXP FAKO 620 3/16/12 FAKO 631 FAKO 643 3/28/12 655 (MTG pull) 5/7/12 698

CURRENT GOAL MID 640 LONGTERM 700 CLUBSmiley Happy
Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: CMI SUCCESS---Don't Give up!!!

Great Job!

 

I am going to try this next week.  I hear that if you call and talk to an account specialist and tell him you'll fax in a reason why you didn't pay, they'll be likely to remove it for you.  I wonder if the a lot of them work this way.  The medical company I was dealing with yesterday said that they would remove it for me if I faxed them a letter.  I typed out the letter right away and sent off the fax.

 

CMI is my last negative item on my credit report but also the most difficult.

 

Message 2 of 3
bbb3601
Frequent Contributor

Re: CMI SUCCESS---Don't Give up!!!

cmi deleted for me after I paid. i requested a pfd via cert mail denied. I then found some e-mail addy's requested via e-mail, paid in full in advance, e-mailed my receipt to the same people with a long winded good-will/sob story.....response in 10 minutes, accounts deleted next day, letter in 7 days!

NFCU Cash Rewards 20,000,NFCU Plat 17,000, NavCheck 15,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.