cancel
Showing results for 
Search instead for 
Did you mean: 

Can I get old Citibank loans deleted?

tag
Anonymous
Not applicable

Can I get old Citibank loans deleted?

My husband has some old student loans on his CR, which have since been consolidated.  He has a good payment history on the consolidated loan, but he has lots of lates on the ones (all 7 of them) that are still listed from before he consolidated.  DOLA on his CRs for these is 10/03.  Would his score get a boost of these were deleted?  Would it be stupid of me to send a GW letter to Citibank and just ask them to take them all off?  They're just sitting out there, all ugly and red, and I think that it would even be better for me psychologically if I didn't have to look at them anymore as I scroll down the long, long screen to the real baddies!  Any advice?
Message 1 of 2
1 REPLY 1
RadioRob
Established Contributor

Re: Can I get old Citibank loans deleted?

It can't hurt to have them removed.  However if they're that old...  I don't expect you'll see that much of a score boost as the older they are the less they hurt (and at 6 of 7 years, most of the bite is gone). 

 

I don't think it's ever stupid to ask unless its a debt that is still outstanding and within the statue of limitations.  In your case, that does not appear to be the case.  

Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.