@elim wrote:
@Anonymous wrote:
Most important is how much you make a year and how much you spend. Not much point to pay AF on a credit card if you hardly run through it. Like for myself I know I run at least 4000/month through my credit card. Now I mainly use my capital one card. Actually I just called capital one and I can upgrade my platinum to a QS but credit department not open so gotta call back tomorrow. Hope I can get an increase on it too.
Running 48k/year through a cap1 plat? <blink> <blink>
I would go straight for Venture if you're going to use that spend on a single card at Cap1
QS 48k = $720 per year
Venture 48k = $960 first year, $900 after first year
of course PC'ing, you will lose the bonuses
I tried for a venture card. They didn't approve me. Too many recent account with capital one. My 2 new card with them is platinum 2000 limit (upgraded to QS) and QS1 3000 limit. They been open for 2 almost 3 months now. I have a chase freedom and Barclay but still prefer to use capital one cause they helped me while I rebuild. Freedom is at 8400 now started at 2500 about 2 months or so ago. Used the chase freedom a lot in December cause they have the 10% back for Amazon purchase. Every month I'll run all my cards at least once beside the credit one card. Barclay limit is only 1000 and they won't even consider increase until 3 months later to build relationship ( I ran about 2000 through it and paid it off with a 87 bucks balance showing). Yea even with my score being in the 650-690 I still can't get any card. Places I trying to apply at saying I have too many recent new accounts. I'll be back and go app spree in June of 2016
