cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One Application Process Changed

tag
Anonymous
Not applicable

Capital One Application Process Changed

I was told they recently changed from 30-45 days to 6 months to reapply. If so this is not good!

Message 1 of 4
3 REPLIES 3
Aduke1122
Senior Contributor

Re: Capital One Application Process Changed

This is what it seems like to me bc my sister told me my brother in law got a Secured cap one card in Feb and recently tried to fill out app for unsecured and was denied bc they had his old application on file still ..it sucks if this is true
Message 2 of 4
Anonymous
Not applicable

Re: Capital One Application Process Changed

Yes, it is in-fact true.  I called this morning and talked to two representatives since I haven't app'd for any of their products since the earlier part of May.  They both told me ending part of last month they changed their application process to 6 months instead of 30-45 days if you were recently were declined for a card.

Message 3 of 4
RonM21
Valued Contributor

Re: Capital One Application Process Changed

It will be another rule that will take some getting used to.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.