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Great news everyone!
I followed the instructions on these message boards and contacted the Capital One Executive Office for a CLI. I've had the card for 5 months...the 6th payment is probably reporting any day now. Cap One gave me an unsecured card with a limit of $500 when I was starting my rebuilding journey 5-6 months ago. My credit has improved a lot since then and I didn't want to get stuck with the one time CLI of $500 to $750. I did a little research and e-mailed the Executive Office. I sent a very pleasant email and thanked them for giving me a chance to rebuild my credit. The next day I received a call...just like these boards said I would...and after some income verification questions I was asked how much I would like. I asked for $1500 because I thought they would counter at $1000. That was on Friday. This morning I logged in and my CL is now at $1500!!!!!!!!!! It's also not a hard pull, so you have nothing to lose by asking.
Thanks for the help everyone! The process went exactly as you all told me it would!
Can I ask which cap 1 card you have? I have the Best Buy MC and would like to ask for a CLI...have had the card 2 years and never a CLI, PIF every month, so I don't see why they wouldn't, but not sure if RZMC is a totally different beast, especially since they're in the process of selling it...
Can you please PM me the email address for the executive office?
I have 3 capital one cards with all low credit limits.
One was formerly an Orchard bank card.
Thanks,
I think it's just a platinum unsecured card MC, enrolled in the credit rebuilder program which is famous for giving a $250 CLI on the 7th statement and then leaving it there forever...and ever...and ever.
I don't know if it's the same office for your card, but you can google the contact and an email will come up. This is how I started the process.
Good luck!
That's the card I have also at a 500 credit limit.
I also have the cash rewards card at a 500 limit
And an orchard bank one, with I think a 320 credit limit.
I'll try googling. It would be easier for you to just PM me whomever you emailed though ![]()
I sent you a PM with the email I used!
Good Luck!!!!!
Thanks
Could you PM me too? Worth a shot!
I think I got everyone the info that asked for it.
One Condition: You have to update us all with how it goes!!! ![]()
Good luck!