Collections questions

[Anonymous]

So in 2015/2016, I had 4 cards go to collections. Over the years, I've paid 2 of them. How can I find the other two? Lol, strange question, I know. They used to show up on credit reports, but they dont anymore. They were Belk for like $450 and TJ Maxx for $200. I have a letter from 2015 for the Belk account and that was the last I heard about it. 

One of the 2 cards that i DID pay off last year still shows up on my credit reports, but not that I paid the collection agency. The last update is from January 2016. It was PIF sometime after July 2020. Hell, I dont even know what agency it was anymore, just knew that it was the one from 2015! On my TU, it says it will fall off May 2022.

[FireMedic1]

Get your real credit reports from annual credit report for free. They list everything. They may be sitting right on the reports.

[Slowlyrebuilding]

Are the debts passed the statue of limitations in your state? 

[Anonymous]

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@FireMedic1 wrote:

Get your real credit reports from annual credit report for free. They list everything. They may be sitting right on the reports.

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I did look at all three and neither Belk/TJX are on there. The one I did pay in 2020 though is still on there

[Anonymous]

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@Slowlyrebuilding wrote:

Are the debts passed the statue of limitations in your state? 

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If what i'm reading is correct, the limit in NC is 3 years. The address on those cards are NC. I've physically moved since then but my mom still lives at that address so i still get mail there. nothing from any collections has gone there since 2016