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I went on CK and disputed 7 collection accounts on my wife's transunion record that was well past the 6.5 year mark. I was expecting to have to wait but they were gone within 5 minutes. I couldn't believe it.
I also had 1 $28k collection from LVNV and it was at 6 years and 11 months mark. Removed pretty much instantly. Her collections were my fault not hers. I had heard others getting dispute ls take care of instantly but it didn't work for my prior disputes, probably not old enough.
You said the collections are your fault. What are you disputing?
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@Vinjints wrote:You said the collections are your fault. What are you disputing?
The OP didn't say, but it's fairly obvious from the context that he is not disputing the merits the collections but rather following standard MF protocol and seeking EE -- successfully.
Congrats on the successful EE.
Yes early exclusion. My charges my fault.
Thanks,
I just disputed my last 2 baddies on transunion. Within 5 minutes I went on CK and my score went up 71 points. I checked Capitol one and that went up 53 points. Clean report.
Congratulations!