@RobertEG wrote:
A CRA statement that furnishers should discontinue reporting after 3 months on a paid, closed account is apparently a way of saying that there is nothing substantive to update, so continued reporting of the same-ole-same is redundant, and takes up time and database.
That is not the same as saing they must delete prior reporting.
Nobody said they had to delete prior reporting of a paid, closed colllections. That question was never raised.