Confused

[Anonymous]

Do accounts drop off your report 7 years after the first date of delinquency or each late falls off individually after 7 years and then the account remains open until its been open for 10 years?

[LIGHTNIN]

Each individual derog drops 7yrs from that date.

Now a neg account can turn postive, but I think there is one exception.....CO accounts can not turn positive.

Also postive account can and do stay on a CR longer then 10yrs., not all but some.