Credit Repair- Collection Deletions- Cisco Credit Services

[Anonymous]

Hey everyone I have found a company that I have spoke with 5-6 times recently inquiring about paying for deletion of collections. Just trying to see if anyone has had a good experience with these companies specifically (Cisco Credit Services). Also is this something that I can do myself instead of having them do it, I just want the results at this point. Any advice would be wonderfule thanks

Chris

[Anonymous]

Those places don't do anything that we as consumers can't do ourselves. My hubby started out with 21 collections. I was able to get it down to 8.

[Anonymous]

Are these medial collections? Which CA?

[Anonymous]

I have 3 collections that are from Diversified Consultants- $1149- Sprint account, CBS Coll- (Medical)- $549-this account should have been paid by insurnace but never was, tried to fight it and cant get bluecross to pay.- Fox Collection- $120- (medical) chiropractic bill. I have the money to pay all of these in full but really only want to PFD.

[Anonymous]

Oh i just had a collection account from divesified consultants dropped of my credit report without paying them a penny. I started a dispute with CRA waited for it to update to see if it would delete or comeback as verified. Since this one came back as verified i then sent a letter to the the CA to provide me with the proof that they were furnishing accurate information to the cra. i asked for copies of actual docmumentation they used to verify the account with the CRA and copies of any paperwork that showed i agreed to pay what they say i owed, proof of contract  showing i agree to do business with them and proof of consent from me for them to furnish information to the CRA. then the usual you have 30 days to provide me with this information if fail to do so or can not you are to delete this unvalidated, erroneous nformation from my credit report. Needless to say i got a letter saying they were closing the file and they deleted it from all CRA.  Good luck. ! PS if you send the letter make sure is certified mail!

[Anonymous]

Cisco Credit Services (Francisco Rojas) is a FRAUD! His rates are outrages and he collects his fees upfront, once you pay him he ignores your calls! DON'T GIVE HIM YOUR HARD EARNED MONEY!! 

[Anonymous]

Look up 609 letters I just started using them and hope it works