I pulled my TransUnion and Equifax reports from My Fico today -mainly to get my scores. I have one collection account on Equifax but it's in the account section - not collections. Is this correct?? It says in the comments section that it is a collection account but it's listed right along with all of my good accounts and nothing is listed in the collection section. Under account details it has account type - Open account. The payment history is strange too - it has OK from March 2007 through January 2009 and then February 2009 is has 120 days past due.
Is that correct?? Thanks for any advice!
