Hi EVERYONE!!
I’ve mentioned these 3 collections from Credit Systems International that had jump on my CR’s in July. So, I sent PFD’s and haven’t heard from CSI. Weeeell, I decided to call them. I found out they had 2 more accounts they were about to place on my CR’s(ouch)-These are the amounts 46$/16$, on top of 30$//16$/16$. So, I negotiated PFD and their office isn’t really too far...so, I went there and picked up the PFD letters for each account. They report “DAILY” according to the Supervisor so, should see some action soon...? I also am waiting on a deletion from CSS on EX, too!! So, hopefully, that’ll be 🤣“6 and DONE?” 😉
That’ll leave 2 collections left(from what I’ve read these 2 will PFD)😁
1 CO(paid-in GW mood)😉
2 repo CO(1 yr left SOL to negotiate)😒
I give all the credit to myFICOer’s!! Thanks for all the advice and support!👍😉
😊
to note: hope I don’t get disappointed!!??😥
**UPDATE**
Well, checked CCT and as of this morning the collections from CSI have been deleted from EX and EQ!!! No credit score increases but, I knew that would be the case. But, HEY!!...that’s 3 SUCCESSFUL PFD’s and 2 SUCCESSFUL PFNR(Pay For Not Reporting)!!!👍
5 and DONE!!
side note: A little FYI that I found out from Credit Systems International is that they no longer report on TU, only EX and EQ. I thought maybe it might be helpful for others to know.👍
😊
I’ve mentioned these 3 collections from Credit Systems International that had jump on my CR’s in July. So, I sent PFD’s and haven’t heard from CSI. Weeeell, I decided to call them. I found out they had 2 more accounts they were about to place on my CR’s(ouch)-These are the amounts 46$/16$, on top of 30$//16$/16$. So, I negotiated PFD and their office isn’t really too far...so, I went there and picked up the PFD letters for each account. They report “DAILY” according to the Supervisor so, should see some action soon...? I also am waiting on a deletion from CSS on EX, too!! So, hopefully, that’ll be 🤣“6 and DONE?” 😉
That’ll leave 2 collections left(from what I’ve read these 2 will PFD)😁
1 CO(paid-in GW mood)😉
2 repo CO(1 yr left SOL to negotiate)😒
I give all the credit to myFICOer’s!! Thanks for all the advice and support!👍😉
😊
to note: hope I don’t get disappointed!!??😥
**UPDATE**
Well, checked CCT and as of this morning the collections from CSI have been deleted from EX and EQ!!! No credit score increases but, I knew that would be the case. But, HEY!!...that’s 3 SUCCESSFUL PFD’s and 2 SUCCESSFUL PFNR(Pay For Not Reporting)!!!👍
5 and DONE!!
side note: A little FYI that I found out from Credit Systems International is that they no longer report on TU, only EX and EQ. I thought maybe it might be helpful for others to know.👍
😊
>
Thanks pursell,
Yes. Sixteen dollars. Crazy I know, right...having the gone is everyone’s ultimate goal. So, we’ll see? I’ll surely update this thread once they’ve drop...I’ll be too excited not to!! 🤣
😊
Yes. Sixteen dollars. Crazy I know, right...having the gone is everyone’s ultimate goal. So, we’ll see? I’ll surely update this thread once they’ve drop...I’ll be too excited not to!! 🤣
😊
**UPDATE**
Well, checked CCT and as of this morning the collections from CSI have been deleted from EX and EQ!!! No credit score increases but, I knew that would be the case. But, HEY!!...that’s 3 SUCCESSFUL PFD’s and 2 SUCCESSFUL PFNR(Pay For Not Reporting)!!!👍
5 and DONE!!
side note: A little FYI that I found out from Credit Systems International is that they no longer report on TU, only EX and EQ. I thought maybe it might be helpful for others to know.👍
😊
Well, checked CCT and as of this morning the collections from CSI have been deleted from EX and EQ!!! No credit score increases but, I knew that would be the case. But, HEY!!...that’s 3 SUCCESSFUL PFD’s and 2 SUCCESSFUL PFNR(Pay For Not Reporting)!!!👍
5 and DONE!!
side note: A little FYI that I found out from Credit Systems International is that they no longer report on TU, only EX and EQ. I thought maybe it might be helpful for others to know.👍
😊
Thanks👍
It’s when a CA hasn’t yet reported their collection(s) to the CRA’s for a debt that you owe. You can(if you are sure it is valid?) offer a PFNR(Pay For Not Reporting) it’s almost like a PFD(Pay For Delete) accept it just never gets placed on your credit report.
It’s when a CA hasn’t yet reported their collection(s) to the CRA’s for a debt that you owe. You can(if you are sure it is valid?) offer a PFNR(Pay For Not Reporting) it’s almost like a PFD(Pay For Delete) accept it just never gets placed on your credit report.