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Credit card for rebuild

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Anonymous
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Credit card for rebuild

I currently have a 650 equifax score. I am trying to rebuild my credit. I have 2 credit cards with low limits. Pay pal smart connect $300 and first premiere $500. I have about 10% utilization on both. I am wanting to add a third card with a hopefully higher limit. Unfortunately cap one is off the table. Have a paid charge off 2 years ago. Any suggestions on cards that would approve a higher limit with that score? My TU is lower at about 620. These are both myfico scores! Thanks for the help!!
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yudeology101
Senior Contributor

Re: Credit card for rebuild


@Anonymous wrote:
I currently have a 650 equifax score. I am trying to rebuild my credit. I have 2 credit cards with low limits. Pay pal smart connect $300 and first premiere $500. I have about 10% utilization on both. I am wanting to add a third card with a hopefully higher limit. Unfortunately cap one is off the table. Have a paid charge off 2 years ago. Any suggestions on cards that would approve a higher limit with that score? My TU is lower at about 620. These are both myfico scores! Thanks for the help!!

Few suggestions:  Try Shopping Cart Trick cards such as Sportsman's Guide VISA, HSN, etc. first.  If you don't know what those cards are, look for them in the credit card section and it'll tell you how to do it.  Also, try some of the pre-qual sites and see if you get any matches there, too.  Best of luck.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
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Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
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