cancel
Showing results for 
Search instead for 
Did you mean: 

Credit one Goodwill letter success!!!

tag
Egaffne2
Regular Contributor

Credit one Goodwill letter success!!!

I will always speak highly of Credit one after my experience with them. 2 years ago I had a charged off account with them during hard times and now in the rebuild process I made an attempt to get their tradeline removed. I emailed the CEO on Fri and got a response today that they will remove their tradeline. It's amazing because my Experian report has it already gone!!! My score jumped 23 points. I feel very encouraged right now by this little boost. Thanks credit one!
Current 2023 FICO 8 score - 760 (EX) 758 (TU) 762 (EQ) (FICO 9s seem to be significantly higher)
Starting score - 530
Discover it - $4,200
Citi Custom Cash - $6,600
CFNA Firestone - $3,200
Amex BCE - $2,500
Mission Lane - $1,100
Chase slate (AU) - $3,000
Chase Freedom Flex - $11,100
Lowes Advantage card - $10,000
PNC poop points- $4,500
2 student loans 93% paid off
AMEX loan only 7% paid off so far
Total current Utilization among all accounts- 20%


Message 1 of 8
7 REPLIES 7
gdale6
Moderator Emeritus

Re: Credit one Goodwill letter success!!!

Grats to the success Smiley Happy
Message 2 of 8
DR527
Regular Contributor

Re: Credit one Goodwill letter success!!!

That is very cool
Message 3 of 8
snickerpedia
Frequent Contributor

Re: Credit one Goodwill letter success!!!

nice job- congratulations!!


TU - 785
EX - 771
EQ - 779


Citi premier 13
CSP 29
X1 33.5k
/CIU 6k
Message 4 of 8
izzesparks
Frequent Contributor

Re: Credit one Goodwill letter success!!!

Congrats! I am trying to email credit one as well, do you mind PM'ing the email contact for the CEO that you used, thank you in advance!


Starting Score: TU-470 4/11/19, EQ-482 4/11/19, EX-486 4/11/19
Current Score: TU-507 7/18/19, EQ-517 7/18/19, EX-508 7/18/19
Goal Score: TU-700, EQ-700, EX-700


Take the FICO Fitness Challenge
Message 5 of 8
jata_roots
Valued Member

Re: Credit one Goodwill letter success!!!

That is amazing, CONGRATS!!! It’s also very encouraging because I’m literally sitting at the computer typing my own goodwill request for tradeline deletion on my own account as well.

*contact info is easily found via Google, folks. Just a heads up
Message 6 of 8
Anonymous
Not applicable

Re: Credit one Goodwill letter success!!!

can you message me as well with sample email sent with all personal data removed. thanks

Message 7 of 8
Egaffne2
Regular Contributor

Re: Credit one Goodwill letter success!!!

Yeah just go to Google and type credit one CEO and then type his name and whats email in search bar. As for email format I didn't use any format. I just was honest. I opened the letter with a basic greeting and asked for a few moments of their time, I was very respectful. Then I went on to describe what happened and why I defaulted and how grateful I would be for the tradeline to be deleted. Make sure you include account number and your name. That's honestly it there's no strategy or necessary wording. As long as you make it clear you want tradeline removal and make sure they understand what troubles you endured that caused you to default. People seem to be having success so good luck and don't over think it.
Current 2023 FICO 8 score - 760 (EX) 758 (TU) 762 (EQ) (FICO 9s seem to be significantly higher)
Starting score - 530
Discover it - $4,200
Citi Custom Cash - $6,600
CFNA Firestone - $3,200
Amex BCE - $2,500
Mission Lane - $1,100
Chase slate (AU) - $3,000
Chase Freedom Flex - $11,100
Lowes Advantage card - $10,000
PNC poop points- $4,500
2 student loans 93% paid off
AMEX loan only 7% paid off so far
Total current Utilization among all accounts- 20%


Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.