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I don't know anything about CreditOne but I can tell you that verbal statements mean nothing in the real world.
GL!
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
Was this Credit One Bank like the credit card or is that the name of a collection agency?
Did a search online. There isnt much of anything on these guys. BBB doesnt fare well with them. Its a crap shoot. Well better paid than owed. Good Luck.